Tampa Bay at Carolina

The Carolina Panthers learned just how hard it is to run the table in this league. They made it unbeaten into Week 16, but thoughts of a perfect season were washed away by Atlanta. If that were not bad enough, the Panthers could still end up not having home field advantage throughout the playoffs if they lose their finale and Arizona wins. The Bucs have a bit of incentive themselves, beyond taking down a 14-1 team. Tampa Bay with a loss will become the first NFL team since the merger to finish last in their division five straight years, and they would like to strike that news from the records. Carolina had scored 33 or more points in five straight games before just 13 vs. a weak Atlanta defense, and the loss may have this team playing very flat, and another offensive meltdown may ensue. This game fits a very strong UNDER situation that is 202-116. Make the play on the UNDER.