Carolina at Indianapolis

There is a lot of talk about which will happen first - the Packers losing, or the Colts winning. The Packers went to 11-0 on Thursday, while the Colts try to regroup off their bye week at 0-10. But, there is a lot to fix. After four competitive games where Indianapolis lost by less than 10 points in all of them, this team has lost each of their last five by 10 or more. The offense, which by now should be improving, has taken a step back as the Colts have mustered all of 27 points in their last four games (less than a TD per contest). While the defense has not been great, considering the amount of time they spend on the field, they have held up reasonably well as seven of their last nine opponents have been under 30 points. The Panthers have only managed the 30-point plateau twice this season. Carolina is coming off an 84-point game in combined score last week, so this number is inordinately high considering that one of the teams scores less than 7 points per game over their last four. The Panthers have played five straight UNDERs after hitting the 30-point mark in their last game, as well as putting together a 20-8 UNDER mark in their last 28 as a favorite. The UNDER hits here.