Troy at Texas State

A pair of losing teams from the Sun Belt clash in this one. Troy is 14-5-1 UNDER the total on field-turf, plus 15-7 UNDER against losing teams. They face a weak Texas State offense that has averaged 14.8 points the last five games. Two quarterbacks have combined for 11 TDs, 14 interceptions. Texas State is on an 11-4 run UNDER the total, including six of eight UNDER at home, plus 7-3 UNDER on field-turf. All of which means look for more punts and field goals than TDs. Take the UNDER.