Navy is 5-5 and has a shot at a bowl with two games left. They've been fighting hard to have a winning season, winning four of the last six. That included a 31-6 rout of Alabama-Birmingham as an underdog and they come off a 10-0 shutout of East Carolina. They also lost to Memphis, 27-24, as a +11.5 underdog. The rushing offense is 14th in the nation averaging 197.6 yards per game. Despite a 7-game winning streak, SMU's defense has been wearing down. Three games ago, they squeezed by Rice, 36-31, as a 13-point favorite. Last week, the Mustangs topped Memphis, 38-34, as double-digit chalk allowing 464 yards in a game that was tied 28-28 in the fourth. In last year's meeting, SMU beat Navy at home, 40-34 but gave up 510 yards, including 372 rushing. The visitors are playing well and are more than capable of pulling the upset. Play Navy on the moneyline.
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