Memphis at Charlotte

Memphis is rolling along toward a bowl at 7-2. The offense is 22nd in the nation in total yards (442.8 per game) behind QB Seth Henigan (20 TDs, 7 INTs) and RB Blake Watson (826 yards, 6.4 ypc), plus 11th in points (37.1 per game). Memphis is 44-27 ATS after failing to cover two straight, as well as 34-19 ATS on the road against losing teams. Charlotte's offense is 103rd in total yards using three quarterbacks who have combined for more interceptions (8) than TDs (6) while the ground game averages 3.7 yards per carry. They've lost their last three home games to Georgia State (41-25), Navy (14-0), and Florida Atlantic (38-16) failing to cover any of them. The defense is 72nd in points surrendered (27.5 per game) and 87th on third down (41.44%). Charlotte is on a 1-9 spread run at home, so back the surging visitors. Play Memphis.