California vs. Texas Tech

California changed quarterbacks three times this season, settling on freshman Fernando Mendoza (13 TDs, 7 INTs). The defense has played well against non-Top 25 teams, losing 14-10 to Auburn and a season-ending 33-7 upset of UCLA. Cal is 19-7 UNDER the total off two straight conference wins. Texas Tech has also used three QBs and has finally settled on sophomore Behren Morton (12 TDs, 7 INTs). They've only averaged 15.6 points in the last three games but won two of them with a 24-23 victory over Central Florida and a 16-13 win at Kansas. Texas Tech 54-35 UNDER the total after allowing 37+ points in the last game, plus 19-8 UNDER away from home after a loss by 17+ points. And Division 1-A college non-conference games featuring teams that allow 390 to 440 total yards per contest go 40-14 UNDER the total. Play California/Texas Tech UNDER the total in the Independence Bowl.